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A Freelancer’s Guide to Business Insurance: What You Need to Know

Success

Business insurance for freelancers can be confusing According to a survey by Next Insurance , “40% of small business owners said it’s more stressful to understand insurance than taxes.” The bottom line: More than half of those surveyed said their biggest barrier to getting coverage was understanding what insurance their business needed.

Policies 246
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How Quitting Instagram Saved Me Money

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What I didn’t realize until my Instagram hiatus was how much my screen was influencing my purchases. Because what we see on our screens heavily influences us, we begin to tarnish the relationship we have with our own experiences, with the present moment. Of course, my experience isn’t unique.

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10 Traits of High Sales Performers

Success

I once read about a big benefits-management company that conducted a survey where it asked 365 CEOs and sales-management executives, “What are the three key factors that separate high-performing sales professionals from moderate- to low-performing sales professionals?”. Exciting, compelling presentation skills. Use of creativit y.

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If Sending Christmas Cards Feels Like a Chore, Here’s How to Politely Opt Out

Success

At minimum, there’s the business of purchasing, signing, addressing and mailing our greetings before the holidays arrive. Rising prices may be a factor: Americans are cutting back on spending, with 64% of adults spending less on “nonessentials,” according to a 2023 joint survey of Statista Q and We Are Social.

Holidays 310
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Money Remains a Top Stressor for U.S. Adults—Here Are Some Tips to Better Manage Stress (and Finances)

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Since 2007 the American Psychological Association has conducted an annual survey called “ Stress in America.” The survey, released in October 2021, reported that the COVID-19 pandemic continues to impede decision-making ability, which includes financial decisions. Many purchases are wants, not needs. Beatty is hardly alone.

Stress 264
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Avoid Using “Buy Now, Pay Later” By Planning Ahead

Success

The buy now, pay later (BNPL) option seems to be all the rage at present, and has been made available by multiple companies. But while it can be a convenient way to make purchases and get the things you need without using a credit card, it can also become a financial headache if you aren’t careful. Save for big purchases.

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How to Create a Powerful, Future-Proof Culture for Remote and Decentralized Teams

Allwork

If your culture rewards innovation, identify what that means in terms of incentives for presenting and implementing new value-driven processes or products. “As If you need to present the same content to teams globally, set up multiple meetings. If you have a customer-is-always-right policy, describe what’s required to support it.

Basecamp 352