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You should have 3 savings accounts - retirement, rainy day, and emergency. Retirement is your 401k, CDs, cash, etc. Emergency funds are for when you lose your job, want to switch jobs, have to buy a car, unforeseen medical bills, or anything urgent that you need. Do a great job. Save, save, and save.
I have been an Executive Assistant for over 10 years, and am now working for a Vice President in an academic medical center. 4) The previous assistant does not want to lose any important benefits/tenure/seniority at the previous company whether they be retirement savings, vacation accrual rate, or misc perks they would lose.
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