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A Millennial’s Guide to Finances: 5 Things to Start Before You Turn 30

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However, important skills like when and how to manage your finances don’t come naturally to many. List out your purchases in an Excel spreadsheet at the end of each month and place each transaction into a bucket. Get detailed and introspective to evaluate which purchases are legitimate needs vs. nonessentials.

Finance 279
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How to Survive Financial Infidelity

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Have you ever hidden a purchase from a partner or had your partner hide one from you? While in another, the expectation may be to consult each other for every purchase. That intention is important, says Jillian Knight , a licensed marriage and family therapist who specializes in finances. This is an opportunity for a reset. “A

Finance 130
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Financial Resolutions to Consider for 2023

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In this week’s episode of rich & REGULAR , Kiersten and Julien discuss three categories of financial activities you should consider for the new year to meet your goals: organization, protection and conversations. Getting your finances in order can seem exhausting. Resources: Scannable app Personal Capital Mint YNAB.

2023 246
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YNAB Is More Than A Budgeting App, Its Principles Can Help Your Long-Term

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Regardless of your earnings, YNAB keeps you on track and makes sure your spending aligns with your financial goals. It helps you look ahead and plan your finances so you’re always in control. If you’re out and about and want to make a quick purchase, you can update your budget on the spot.

Budget 130
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Breaking the Savings Mindset: How to Shift Your Financial Focus Toward Growth

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In this episode of rich & REGULAR , hosts Julien and Kiersten Saunders dive into the holy grail of personal finance: saving. However, with so many options available in the market, it can be challenging to determine which savings account is best suited for financial goals.

Finance 221
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7 Apps to Teach Kids About Money

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The days of working hard to earn a buck aren’t exactly gone, but the personal finance landscape is certainly more complicated now than it was a few decades ago. Meanwhile, only 21 states required a personal finance course for high school students in 2020, according to the Council for Economic Education. What is a busy parent to do?

Verizon 264
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These Are Nicole Lapin’s 6 Money Tips for Living Your Richest Life

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Purchase that daily latte, advises financial expert Nicole Lapin. It’s not your momma’s finance lesson,” Lapin says in describing her book, Rich B h: A Simple 12-Step Plan for Getting Your Financial Life Together… Finally. Lapin wants to take the mystery out of finance. That’s not her only unusual advice.