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A Millennial’s Guide to Finances: 5 Things to Start Before You Turn 30

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However, important skills like when and how to manage your finances don’t come naturally to many. List out your purchases in an Excel spreadsheet at the end of each month and place each transaction into a bucket. Get detailed and introspective to evaluate which purchases are legitimate needs vs. nonessentials.

Finance 279
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Financial Resolutions to Consider for 2023

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In this week’s episode of rich & REGULAR , Kiersten and Julien discuss three categories of financial activities you should consider for the new year to meet your goals: organization, protection and conversations. Getting your finances in order can seem exhausting. Resources: Scannable app Personal Capital Mint YNAB.

2023 224
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What Is Zero-Based Budgeting?

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This sum-total approach to personal finances boasts major savings, but not for free. However, if you’re interested in taking ownership over your financial goals through discipline , this approach can definitely get you there. When you assume full responsibility for your finances, a funny thing starts to happen.

Budget 246
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Breaking the Savings Mindset: How to Shift Your Financial Focus Toward Growth

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In this episode of rich & REGULAR , hosts Julien and Kiersten Saunders dive into the holy grail of personal finance: saving. However, with so many options available in the market, it can be challenging to determine which savings account is best suited for financial goals.

Finance 157
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7 Apps to Teach Kids About Money

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The days of working hard to earn a buck aren’t exactly gone, but the personal finance landscape is certainly more complicated now than it was a few decades ago. Meanwhile, only 21 states required a personal finance course for high school students in 2020, according to the Council for Economic Education. What is a busy parent to do?

Verizon 264
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Fill Up Your Love Bank, No Matter Your Budget: The Budgetnista Tiffany Aliche on Achieving Financial Wholeness

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Plus, she shares tricks to reduce your impulse purchases. The secret a lot of finance experts won’t tell you—but Tiffany will—is that managing money in a way that gives you a good life is not as hard as it’s made out to be. A spontaneous purchase feels much less fun when you have to wait 24 hours to complete it.

Budget 246
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These Are Nicole Lapin’s 6 Money Tips for Living Your Richest Life

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Purchase that daily latte, advises financial expert Nicole Lapin. It’s not your momma’s finance lesson,” Lapin says in describing her book, Rich B h: A Simple 12-Step Plan for Getting Your Financial Life Together… Finally. Lapin wants to take the mystery out of finance. That’s not her only unusual advice.