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Money Remains a Top Stressor for U.S. Adults—Here Are Some Tips to Better Manage Stress (and Finances)

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“I would lie there and catalog the things I had bought over the years that now made absolutely no sense to me: that luxury car lease, that tech gadget, that suit, that watch, that ridiculously expensive bottle of wine.” (And Money and Stress in America. For years money has been a leading cause of stress for most Americans.

Stress 264
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Business Travel Is Back: How to Maximize Your Miles

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The right credit card for your business travel needs will depend on several factors, including the size and maturity of your business, your expense levels and your credit profile. One of the first questions to answer is whether it makes more sense for you to use a personal or business card to pay for travel and other expenses.

Travel 321
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4 Smart Money Moves to Plan for Financial Security

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Plus, an unsurprising majority of this age group feels stressed when thinking and talking about finances. But running away from the stress of planning for your finances only causes that stress to pile up and keeps your financial situation something you’re not proud to talk to your parents or friends about. Trust me: I get it.

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What Is Zero-Based Budgeting?

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After the budget is set, its user must allocate all income to expenses, savings or debt payoff. When people sit down to make traditional budgets (also called incremental budgets), they typically start by listing out their current expenses or by building from the previous year’s budget. As an idea, zero-based budgeting is simple.

Budget 246
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Empower’s Budget App Will Teach You All About Smart Money Management

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If it’s too small, the app suggests how much money you might want to add to your savings to prepare for unexpected expenses. Expense Tracking And Categorization With Empower, expense tracking is quick and effortless. Empower also helps you see whether your emergency fund is the right size.

Budget 264
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‘Money Boss’ Jo Davison’s 5 Steps for Taking Control of Your Finances

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So, don’t get stressed about that,’” she says. This method has worked for her for years and takes the stress out of large or unexpected expenses. Sometimes, people are worrying about needing to make an exorbitant amount of money, when in reality, they only need $5,000 to cover their expenses, she says.

Finance 290
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8 Pieces of Financial Advice for New College Graduates

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College graduation is exciting and stressful as you look for a job and start work in your chosen field. You may not be able to escape using a credit card for some unexpected expenses, especially if you’re just starting a new job and haven’t had time to build your savings. You may not get your expenses to match the 50/30/20 percentages.