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Business Travel Is Back: How to Maximize Your Miles

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As Neff has learned, one key to doing that is having a good rewards credit card—and taking advantage of everything it has to offer. The right credit card for your business travel needs will depend on several factors, including the size and maturity of your business, your expense levels and your credit profile. 1 Business or personal?

Travel 321
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Is Travel Insurance Necessary or a Waste of Money?

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According to a recent study , only 38% of travelers purchase travel insurance, with many choosing to forgo it because they’ve traveled in the past and didn’t need it or because they felt their trip wasn’t expensive enough to warrant insurance. When should you purchase travel insurance?

Travel 246
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This Digital Nomad Couple Sold Everything to Travel the World in a Sailboat—Here’s What They’ve Learned About Life, Goal Setting and Relationships

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Ellison and Darsy learned that the most challenging (and rewarding) parts of being liveaboards in a relationship had little to do with the logistics of sailing and a lot more to do with life, interpersonal dynamics and developing self-awareness in roughly 350 square feet of space. These are five of those lessons.

Goals 306
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Surprise Medical Bills: The Costs of Healthcare

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It’s especially nonsensical in the United States, where it’s designed to be intentionally confusing and expensive. Learn more at richandregular.com , purchase Cashing Out: Win the Wealth Game by Walking Away by Kiersten and Julien Saunders and follow on Instagram @richandregular.

Medical 243
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Net Worth: How to Manage and Optimize Your Financial Future

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Oftentimes, it’s not just about earning a high income , but also about managing your expenses , investments and debts wisely. Kiersten urges listeners to ask themselves a crucial question before making any financial decisions: “Is this purchase moving me toward my financial goals, or is it keeping me in the same place?”

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What Is Zero-Based Budgeting?

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Keep reading to learn about zero-based budgeting, what it takes and how it can change your financial trajectory. After the budget is set, its user must allocate all income to expenses, savings or debt payoff. With that number in mind, they design expense categories and assign a dollar amount to each. Zero-based budgeting.

Budget 246
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A Millennial’s Guide to Finances: 5 Things to Start Before You Turn 30

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List out your purchases in an Excel spreadsheet at the end of each month and place each transaction into a bucket. Be more descriptive than simply “transportation” because a Lyft to the bar on Friday night should not be marked as a vital expense. Look for your options with the lowest expense ratios within your employer’s 401(k).

Finance 279