Remove Expenses Remove Holidays Remove Medical
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5 Ways to Save Money This Holiday Season (Without Disappointing Anyone)

Success

So, the holidays and all the cheerful “requirements” that come with it, from gift-giving for dozens of people to taking time off work, can just add another layer of stress in a season meant for joy and relaxation. Exhausted Americans are saying enough to the holiday extras. It’s time to have the talk and not feel bad about it.

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6 Commonly Overlooked Tax Deductions to Maximize Your Return

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“Can a dead person deduct medical expenses?” “Can ” These are just a few of the numerous requests Andy Phillips, director for the Tax Institute at H&R Block in Kansas City, Missouri, fields when tax time rolls around, as his clients muddle their way through what can and can’t count as a deductible expense.

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Empower’s Budget App Will Teach You All About Smart Money Management

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If you know how much you want to spend on things like travel, entertainment and medical services, it allows you to see if you’re sticking to those limits. If it’s too small, the app suggests how much money you might want to add to your savings to prepare for unexpected expenses.

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Holiday Messages Made Easy

Laughing all the Way to Work

I just received this article written by Lynn Gaertner-Johnston of Syntax Training and wanted to pass it along to you as it has some great tips for holiday messaging. Even though sending printed cards is an expense, think of it as an investment in your professional network. Words for Holiday Messages. Happy holidays!

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8 Pieces of Financial Advice for New College Graduates

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Some people refer to this as an emergency fund , but it is essentially three to six months’ worth of living expenses you can use to pay for essentials if you lose your income or get hit with unexpected bills, such as a car repair or medical emergency. You may not get your expenses to match the 50/30/20 percentages.

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How Financial Wellness Programs Can Benefit Employees and Employers

Success

Gone are the days when new employees received a list of the company holidays during onboarding and a packet with information about how to sign up for health care and retirement benefits. Employers are now providing a broader suite of benefits and are increasingly recognizing the importance of financial wellness programs for employees.

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5 Reasons Being Self Employed Sucks

Productivity Bits

In the United States, medical, dental, and vision insurance is usually covered by an employer sponsored plan. This is in addition to paid sick time, maternity or paternity leave, national holidays or other exclusions. A self-employed individual, on the other hand, must take time off at the risk and expense of their business.