Small Business Labs

NOVEMBER 19, 2018

There's been a recent flurry of articles on retirement, mostly focusing on older people staying in the workforce longer than prior generations. An examples is Harvard Business Review's When No One Retires. It covers a new retirement community named after and based on the Jimmy Buffet song Margaritaville.

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MARCH 27, 2025

Especially with the impending wave of baby-boomer retirements, known as the Silver Tsunami , the urgency for robust succession planning intensifies. An example of this is Bill Perez at Nike, whose tenure disrupted Phil Knight’s legacy. It took an internal successor, Mark Parker, to restore stability and continuity.

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DECEMBER 17, 2024

For example, a recent DDI study found that 72% of leaders feel used up at the end of the dayan increase from 60% in 2020. Because leaders must balance meeting deadlines and objectives while also considering their employees work-life balance , some leaders might unintentionally prioritize work over their team members well-being, Byham says.

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OCTOBER 18, 2024

The announcement reminded me of another historic announcement from 1995 when Michael Jordan—Nike’s most famous collaborator—announced his return to the Chicago Bulls after a 17-month retirement. It is a necessary tool to rebuild trust with the employees, boost morale and drive performance improvements.

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FEBRUARY 13, 2024

In this article, we’ll go over examples of some long-term financial goals, as well as some tips to help you get started. Popular examples of long-term financial goals to start saving for your future include: 1. Once you have a rough estimate of savings needs, you can start putting money toward retirement.

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APRIL 29, 2024

People in their 60s often face the decades in two parts: the run-up to retirement and retirement itself. Although retirement may have a date on the human resources calendar, it can—and perhaps should—involve years of transition. They’ve been in this accumulation mode of building up their assets,” she says.

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APRIL 22, 2024

To help protect your financial future, learn about how to prepare for retirement in your 50s, the biggest financial mistakes people make at this juncture and how to avoid them, according to financial planners. Guessing at your budget isn’t going to cut it when you approach retirement,” she says. “A Most people are still 17 years away.”

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FEBRUARY 13, 2023

Saving for retirement Saving for future expenses can be one of the most challenging financial basics to master. No one has a crystal ball to tell them how much they’ll need in retirement. Although it’s a good idea to contribute as much as possible for retirement, don’t despair if you can’t save as much as you’d like right now.

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Small Business Labs

SEPTEMBER 6, 2018

The New York Times article  How to Retire in Your 30s With $1 Million in the Bank nicely covers the " growing movement of young professionals who are intently focused on quitting their jobs forever." " It's called the FIRE movement and the acronym stands for Financial Independence, Retire Early.

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APRIL 15, 2024

Others may be trying to maximize their retirement savings while filling in the gaps of their parents’ savings. For example, some clients may want to delay retirement contributions because cash flow is a concern today. In the long-run, this can lead to underfunding retirement funds.

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SEPTEMBER 17, 2024

These can include retirement savings, building an emergency fund or paying down debt. However, it does show you how much you must save each month to hit your retirement savings targets and whether you’re on track to do so. The app really goes into detail in its retirement dashboard.

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Small Business Labs

JULY 2, 2020

.  Key article quote summarizing these statistics: "On average, people of color experience significantly lower levels of income, retirement savings, and rates of homeownership than white Americans. " The article chart below (click to enlarge) shows the median household net worth by race. 

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APRIL 10, 2023

Although it might sound tedious, dedicating a little time to checking in on your bank statements, confirming you’re saving enough for retirement and reviewing the financial goals from the beginning of the year can help ensure you are on the right track. It also gives you time to make corrections if needed.

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MARCH 13, 2023

For example, if your tax bill on your freelancing income was $8,000, add an extra cushion based on what you think you’ll be earning above that amount this year. For this example, let’s use $2,000. Don’t let the magic of compound interest pass you by, even if you can only manage to set aside a little bit for retirement every month.

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APRIL 17, 2023

Gone are the days when new employees received a list of the company holidays during onboarding and a packet with information about how to sign up for health care and retirement benefits. Employers are now providing a broader suite of benefits and are increasingly recognizing the importance of financial wellness programs for employees.

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APRIL 3, 2023

It often includes automatic rebalancing, tax-loss harvesting, retirement planning and picking investments. Examples of some robo-advisor fee structures include: Betterment charges a flat $4 monthly fee. If you already have a retirement account through your employer, check if that investment company also has a robo-advisor option.

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JULY 6, 2021

For example: Learning a new language Volunteering with a nonprofit close to your heart Taking water skiing lessons. Announcing your retirement is commonly treated as an acceptance of imminent death. And while you’re at it, replace the word “retire” with “rewire,” Michael says. Stop believing these lies.

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Small Business CEO

SEPTEMBER 21, 2020

We all want to make sure that we are fully-prepared for retirement. While it can often seem so far away, retirement can soon come creeping up on you. So how can you plan for your retirement a little better? How can you make sure that when you’re 70, for example, that you have enough pension to survive?

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JULY 25, 2023

Most people are familiar with retirement savings plans, like a 401(k) or a Roth IRA. It’s an easy-to-manage retirement account that lets you make tax-deferred contributions. Keep reading to learn more about this retirement plan and how it stacks up against other options. A SIMPLE IRA is just one of these plans.

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Small Business Labs

DECEMBER 21, 2015

There have been several interesting articles over the past couple of weeks on working in retirement and/or working later in life. The consensus of these are those working full or part-time instead of fully retiring are happier, healthier, more engaged and in better financial shape.

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MAY 9, 2024

For example, Baby boomers and Gen X are both using the slang word “bummer,” while Millennials and Gen Z both use the texting abbreviation “OMG.” For example, the data shows that Gen X had the largest percentage of workers (30%) who said they have difficulty understanding their coworkers — more than other generations.

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FEBRUARY 5, 2024

Setting financial goals helps you improve your financial situation, whether you want to pay off debt, buy a home or fund retirement. Saving for retirement or paying off your mortgage, for example, are some of the most common long-term financial goals. Choose an account type. Automate your goals.

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OCTOBER 28, 2022

And in life, often your first act is devoted to childhood and education, your second to career and family and your third, following retirement, is how you choose to fill your golden years in service to the legacy you wish to leave. As is the case with many sudden losses, Jordan’s death is yet another example that life is short.

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Small Business Labs

JULY 1, 2010

Manufacturing » July 01, 2010 Non-Mortgage Debt and Working in Retirement The US News article The Number One Obstacle to Retirement points out that non-mortgage debt is a significant problem for many Americans.    According to the article, debt payments are interfering with retirement savings for 63% of Americans.

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DECEMBER 6, 2021

Knowing what you’re saving for—whether it’s retirement, college education for your children, a down payment on a house or all three—can help you understand your risk tolerance, timeline and other factors required to invest successfully. Determine your goals. As with any investment strategy, it’s important to start by understanding your goals.

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SEPTEMBER 20, 2024

Freelancers face irregular income, a lack of employer-supported benefits, such as a retirement plan and health insurance, and shouldering the full federal income tax burden. These funds should be easily accessible—in savings accounts, for example, rather than in investment funds. These are facts and not feelings,” he says.

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Small Business Labs

JULY 18, 2011

The Retirement Reset Study  is a joint effort by the Sun Financial Group and Age Wave.    Their key study finding is we are entering a new phase of retirement they call Retirement 3.0, " A big part of this new retirement is the inclusion of work.    They want very flexible work. 

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SEPTEMBER 19, 2021

For example, if a relative gives you an intrafamily loan, they’ll want to charge a minimum interest rate so it doesn’t count as a gift (which would trigger gift taxes). Are you currently earmarking 15% to 20% of your income for retirement? Small Business Administration (e.g., Do I have a good handle on my personal finances?

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Small Business Labs

JUNE 18, 2010

Blog powered by TypePad Member since 01/2005 « The Atlantic Monthly on The End of Men | Main | The Female Economy » June 18, 2010 Tim Berrys Baby Boomer Un-Retirement - Part 2 Several years ago (have I really been blogging that long?) I posted on Tim Berry's un-retirement.    His answer was he was retired.

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JUNE 23, 2023

You may need to create rules for yourself, like that a percentage of your paycheck needs to go toward retirement savings before you can buy something just for fun. This might be contributions to your retirement account and emergency fund, as well as credit card payments above the minimum amount or other debt you may have.

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Small Business Labs

OCTOBER 30, 2018

Last month we covered the growing Financial Independence, Retire Early (FIRE) movement and how it relates to the rise in independent work.  Famed personal fiance guru Suze Orman, for example, doesn't like it.  Examples include Christianity, hula hoops, yoga, rock and roll and many, many others.  I hate it.

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SEPTEMBER 13, 2022

Is it feasible for Digital Nomads to save up for retirement, even if they aren’t living in one place and are unable to contribute to traditional retirement plans? There are a lot of options out there to save for retirement , and most of them aren’t restricted by being a digital nomad. Absolutely.

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APRIL 10, 2024

For example, if you’re a salesperson and most of your outreach, interactions with clients or closing of deals is done on your phone… you could be eligible to write off the entire bill each month through your business as it’s a necessary expense for the continual operation and pursuit of income.

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Allwork

MARCH 14, 2024

For example, in world regions like Sub-Saharan Africa, job postings for gig workers on the world’s largest digital platform grew exponentially by 130% from 2016-2020. In comparison, North America’s postings only grew by 14%. However, the study cites the presence of a considerable wage gap felt by women in many regions.

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OCTOBER 19, 2023

Then, we’ll look at the benefits along with examples of how to achieve your biggest goals. Professional development examples The benefits you experience from continued learning can be transformative for you and your livelihood. Consider these examples of professional development. They retire or move to a new company.

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JUNE 5, 2023

For example, one person can purchase $10,000 in electronic and $5,000 in paper for a maximum total of $15,000 per year. Plus, you can only invest through the Treasury Department, not your brokerage or retirement account. Consider working with a financial adviser to help you determine the best path for you and your retirement.

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Small Business Labs

FEBRUARY 7, 2019

For example, the growing FIRE (Financial Independence, Retire Early) movement is all about independence.    Another example is modern homesteading, which the Small Town Homesteading blog defines as : Homesteading is a lifestyle of the pursuit of self-sufficiency and sustainability.

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