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Is Travel Insurance Necessary or a Waste of Money?

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According to a recent study , only 38% of travelers purchase travel insurance, with many choosing to forgo it because they’ve traveled in the past and didn’t need it or because they felt their trip wasn’t expensive enough to warrant insurance. What does travel insurance cover? When should you purchase travel insurance?

Travel 208
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Financial Literacy For Beginners: Steps To Financial Success

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Put simply, financial literacy is an umbrella term for someone’s knowledge and understanding of money and expense management. This careful planning creates a buffer against unexpected expenses, reducing the likelihood of financial crises. Let’s kickstart our guide with a definition of financial literacy.

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Landmark EU Legislation Will Shape the Future of Ethical AI Practices in the Workforce

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One pressing example would be AI policy established to protect free and open elections by addressing the potential misuse of AI deepfakes in elections. Examples of these kinds of programs would be spam filters and content recommendation systems. electrical grids or water systems), will face more demanding requirements.

2025 260
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6 Commonly Overlooked Tax Deductions to Maximize Your Return

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“Can a dead person deduct medical expenses?” “Can ” These are just a few of the numerous requests Andy Phillips, director for the Tax Institute at H&R Block in Kansas City, Missouri, fields when tax time rolls around, as his clients muddle their way through what can and can’t count as a deductible expense.

Expenses 193
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What is a Special Needs Trust?

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Money in a special needs trust is managed by a trustee and can be used for housing, transportation, education, health and other expenses that supplement government benefits. For example, your will can state if your assets will pass directly to your child in their name or into the special needs trust.

Medical 198
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Our Guide to Health Insurance for the Self-Employed

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The premiums looked too high, and I have very specific medical needs that require very good coverage. Working with an agent was helpful to me personally because I take some very expensive medications and see a couple of specialists, meaning I am willing to pay more for a premium that offers more. Sabrina Corlette, J.D.

Health 130
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Flexible Work Experts Share How To Keep Company Culture Alive

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Balancing Flexibility with Cultural Cohesion The American Academy of Neurology, a global professional medical association with about 200 employees, has embraced a flexible work environment that includes both hybrid and remote models. Their insights offer valuable lessons for any organization charting this complex terrain.