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Business finance: The ultimate guide for non-finance people

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Either way, you’ll need to master the basics of business finance if you want to find success. Even employees not working directly in finance generally need a basic understanding of it to succeed. Nothing exists in a bubble, and business finance is no different. Why is that?

Finance 105
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YNAB Is More Than A Budgeting App, Its Principles Can Help Your Long-Term

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It helps you look ahead and plan your finances so you’re always in control. This method helps you move from reacting to your expenses to actively managing your money. Your questions are spot-on, but I’d argue that YNAB is definitely worth considering for its unique features. This feature helps beyond just planning finances.

Budget 130
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How to Create a Budget: 6 Steps to Get You on the Path to Financial Security

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We all know expenses exist, but the numbers keep adding up—rent, water, trash, electricity, cable, Internet, car insurance, renter’s insurance, gas, cell phone. Dive into a digital finance manager, excel sheets, worksheets and a homemade bill binder. Check out your expenses from last month and then categorize each transaction.

Budget 279
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Money Remains a Top Stressor for U.S. Adults—Here Are Some Tips to Better Manage Stress (and Finances)

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“I would lie there and catalog the things I had bought over the years that now made absolutely no sense to me: that luxury car lease, that tech gadget, that suit, that watch, that ridiculously expensive bottle of wine.” (And Rigoli teaches clients to be more expansive in their definitions of abundance. Photo by @Olesyaklyots /Twenty20.

Stress 264
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2023 Financial Forecast: How to Prepare for the Year Ahead

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And with a new year approaching quickly, it can be a good opportunity to take stock of what’s happened in the past year—in your personal life, career and with your finances—and think about what changes you’d like to make in the year ahead. As you think about your personal finances heading into 2023, credit card debt should be top of mind.

2023 306
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7 Ways to Save Money by Simplifying Your Life

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Live a happier and more fulfilling life by getting back to basics, analyzing your finances and saving money in the process: 1. Forget everyone else’s definition of “enough.” Expensive cars need recurring repairs and often some with too much financial red tape. Following fashion trends can get expensive quickly.

Lifestyle 290
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Get It in Writing: 5 Guidelines for Creating a Successful Freelance Contract

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It’s never very clear, unless the email definitively says, ‘here are the terms,’ and the other party says, ‘yes, I agree and accept.’ If there’s a breach of contract and a financial judgment, the court can go after the liable party’s finances. He advises against considering email exchanges contracts, as they aren’t legally binding.

Legal 277