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Using a Financial Planning Checklist Can Help You Meet Your Goals

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Review your bank and credit card statements Even if you check on your bank accounts daily, pulling your bank and credit card statements can help you understand how the first quarter of the year has gone. Don’t beat yourself up if you had to put a repair or unexpected expense on a credit card.

Goals 306
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Money Remains a Top Stressor for U.S. Adults—Here Are Some Tips to Better Manage Stress (and Finances)

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Since 2007 the American Psychological Association has conducted an annual survey called “ Stress in America.” The survey, released in October 2021, reported that the COVID-19 pandemic continues to impede decision-making ability, which includes financial decisions. Beatty is hardly alone. Debt plays an overwhelming role in this stress.

Stress 264
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A Millennial’s Guide to Finances: 5 Things to Start Before You Turn 30

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According to a 2022 survey by Deloitte, 36% of millennials and 29% of Gen Z cited “cost of living” as their greatest concern. Things that build your credit score include having multiple lines of credit, paying off all bills in full and on time, and spending approximately 30% or less of your credit limit each month.

Finance 279
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How to Create a Budget: 6 Steps to Get You on the Path to Financial Security

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According to a Gallup survey , only one in three Americans prepares a detailed household budget. Managing money is intimidating, but it’s 100 percent doable—and it’s pretty darn necessary if you want to be in control of your dollars. Dive into a digital finance manager, excel sheets, worksheets and a homemade bill binder.

Budget 279
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How Financial Wellness Programs Can Benefit Employees and Employers

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In fact, 54% of employers currently offer financial wellness programs, based on responses to an annual survey conducted by the Employee Benefit Research Institute (EBRI). Companies can gauge employees’ interest in financial wellness programs by conducting anonymous surveys, she adds. Such benefits can yield significant results.

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Rent vs. Buy: What’s the Right Decision for You?

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Surveys show that most Americans want to own a home. For example, 84% of respondents in a 2020 survey from personal finance site NerdWallet said buying a home is a priority. All our surveys show that most people want to own a home. Whether you are a homeowner or renter, chances are you’d like to become a homeowner someday.

2021 290
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How to Know If You’re Financially Ready to Start a Business

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Unfortunately, the odds aren’t necessarily in their favor: A survey of pandemic entrepreneurs found that more than half believe their business will fail within the year without extra aid. In the wake of mass layoffs and resignations, the U.S. saw the number of new business applications surge to more than 4 million.

Expenses 342