Remove Credit Card Remove Retirement Remove Review
article thumbnail

Using a Financial Planning Checklist Can Help You Meet Your Goals

Success

Although it might sound tedious, dedicating a little time to checking in on your bank statements, confirming you’re saving enough for retirement and reviewing the financial goals from the beginning of the year can help ensure you are on the right track. It also gives you time to make corrections if needed.

Goals 306
article thumbnail

5 Financial Basics Everyone Should Know

Success

Saving just $20 from every paycheck can add up and keep you from pulling out a credit card when emergencies happen. Paying off debt Paying off credit cards or other debt can feel like rolling a boulder up a hill. Many people are so uncomfortable looking at their credit card statements that they just avoid them.

Insiders

Sign Up for our Newsletter

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.

article thumbnail

Transforming Your Relationship with Money

Success

Although that can be true in your financial life as well, you don’t want to spend so much time reviewing the past that you forget to look toward your future. It can be as simple as a missed credit card payment and the resulting fee haunting you from years past, or maybe you had a house foreclosure or car repossession.

article thumbnail

30 New Year’s Resolution Ideas to Make 2024 Healthier, Happier & More Secure

Success

Save more for retirement. Increase contributions to retirement accounts such as your 401(k) or IRA. Empower yourself to live debt-free by paying down high-interest debts such as credit cards. Improve your credit score. Review your insurance plans. Reduce debt. Invest in an emergency fund.

2024 299
article thumbnail

Lessons From Past Recessions

Success

As part of your financial plan, consider the following: Review your finances. Start by reviewing where you stand financially to get a clear overall picture of your financial life. How much debt do I have (credit cards, student loans, car loans, mortgages, etc.)? How much cash can I quickly access if needed (i.e.,

article thumbnail

Is Mint the Best Budgeting App for Me?

Success

If you’re looking for a budgeting app that’s free, highly rated and easy to use, check out our review of Mint by Intuit. Mint also offers educational resources to help you learn about personal finance and various calculators to help you with your retirement planning , debt repayment timeline or savings rate. What is the Mint app?

Budget 246
article thumbnail

How to Set and Achieve Financial Goals

Success

Setting financial goals helps you improve your financial situation, whether you want to pay off debt, buy a home or fund retirement. Medium-term: These goals will take longer to reach than short-term goals but are still generally achievable in the next one to five years, such as paying off credit card debt or saving for a new car.

Goals 237