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Pros and Cons of Credit Card Balance Transfers

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Are credit card balance transfers a good thing? Today on the rich & Regular podcast, Kiersten and Julien talk about what credit balance transfers are, who they’re good for, and what you should be aware of. This is a strategic tool and one of those rewards that come from having good credit ,” Kiersten says.

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Should I Use a Balance Transfer Card to Manage My Debt?

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You may often see mail or banner ads from banks and credit card companies for a balance transfer card. These ads might seem like a dream come true, offering 0% interest on any amount you transfer up to your credit limit. What is a balance transfer card? You won’t add debt to either card.

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Bad Credit 101: The Small Mistakes That Are Killing Your Score

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You just applied for a credit card, or maybe it was a new apartment or a loan, and you got denied. You were under the impression that your credit was solid. It just sucker punched you in the face, so now you’re wondering what’s causing your bad credit score. This article originally appeared on NerdWallet.

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Academic Studies Show Gig Work Increases Entrepreneurship an Acts as a Safety Net

Small Business Labs

  The University of Chicago Booth Review article Does the gig economy promote entrepreneurship? Two recent academic studies illustrate several of the benefits of the gig economy.  covers a study showing that gig economy employment helps people make the leap to entrepreneurship and start their own businesses. 

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When Considering Your Investment Strategy, Keep These 3 Rules in Mind

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In many ways, the media platforms that promote these clickbait articles should be viewed no differently than entertainment platforms. Now there are even cryptocurrency credit cards that reward you in crypto, much like you would earn hotel points or airline miles.

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How to Know If You’re Financially Ready to Start a Business

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Marketing and sales strategy: How will you get in front of your target audience and promote your offering? You can do this via online resources like BrightPlan or Mint, or by printing out the past six months of statements from your bank accounts and credit card accounts. Business organization: Who will manage operations?

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Data Safety First: 3 Tools To Help Secure Your Business Online

Allwork

Here are three great tools to consider when boosting your organization’s security: 1Password 1Password offers a convenient way for businesses to store, manage, and protect sensitive information — like login credentials and credit card data.