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Using a Financial Planning Checklist Can Help You Meet Your Goals

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The more often you use it, the more data you have to compare your past and present situations. Review your bank and credit card statements Even if you check on your bank accounts daily, pulling your bank and credit card statements can help you understand how the first quarter of the year has gone.

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5 Long-Term Financial Goals and How to Achieve Them

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Pay off major debts Expected time: 5+ years Account types: Credit card debt, mortgage, student loans, car loans Getting out of debt is essential to the success of your other long-term financial goals. In addition to your own contributions, many children receive cash gifts for birthdays or holiday presents over the years.

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Job Swapping Is Latest Retention Effort In Bid To Keep Talent Engaged

Allwork

This is strategy reported to be used by credit-card issuer Synchrony Financial. Indeed reports that job swapping provides ample opportunities for personal and professional growth by presenting employees with chances to learn new skills.

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Money Remains a Top Stressor for U.S. Adults—Here Are Some Tips to Better Manage Stress (and Finances)

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Bureau of Labor Statistics reports that roughly two-thirds of our economy is fueled by consumer spending, much of it in the form of credit card debt. One recent survey by the credit card comparison website CardHub observed that consumers added a total of $87.3 billion increase during the fourth quarter alone.

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6 Real-Life Budgeting Tips to Save More Money

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How to save more money Now that I’ve upgraded from a piggy bank to a checking account, I’ve been able to identify the best ways to save money for the future without compromising my lifestyle in the present. I have different credit cards for different rewards, but I only swipe a few of them on a daily basis.

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5 Smart Money Hacks to Help You Budget for the Holidays

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But even if I carve out some time to meditate , I know I won’t be focusing on the present but rather the debt I will accrue after buying holiday presents. So, before I start shopping, I come up with a realistic figure that I can spend on holiday presents. Consider giving donations instead of physical presents.

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Lessons From Past Recessions

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Having a plan in place can also help you find some silver linings and free your mind to see some of the opportunities a downturn can present. How much debt do I have (credit cards, student loans, car loans, mortgages, etc.)? Some critical questions to ask yourself include: How much cash do I have readily available (i.e.,