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Is Travel Insurance Necessary or a Waste of Money?

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According to a recent study , only 38% of travelers purchase travel insurance, with many choosing to forgo it because they’ve traveled in the past and didn’t need it or because they felt their trip wasn’t expensive enough to warrant insurance. Some credit cards offer limited travel insurance as a cardholder benefit.

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5 Money Mistakes That Could Be Ruining Your Credit

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Here are five common money mistakes that could be unintentionally sabotaging your credit score. Mistake #1: Closing credit card accounts. Of course, you should reduce your debt load, beginning with your credit card debt. But once you pay off a card, don’t close the account. Mistake #4: Paying late.

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5 Long-Term Financial Goals and How to Achieve Them

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Pay off major debts Expected time: 5+ years Account types: Credit card debt, mortgage, student loans, car loans Getting out of debt is essential to the success of your other long-term financial goals. Most people use a mortgage to buy real estate, but many mortgage lenders ask for at least 20% of the purchase price as a down payment.

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7 Travel Tips and Tricks for Navigating Obstacles on Your Next Journey

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If you prefer a tech version, Todoist is a popular app that populates to-do lists with due dates to help you easily stay on top of what to purchase and what to remember to pack ahead of a trip. You should also check to see if your credit card offers travel insurance , which can help cover expenses like unplanned hotel stays and meals.

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12 Essential Tips Every Solo Traveler Needs to Know

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Use the cloud Scan or take photos of your flight and hotel confirmations, credit card and insurance cards, and any other documents that might be useful. Keeping your belongings safe: Invest in a travel wallet to keep your passport, ID, cash and credit cards close to you, but separate from your main bag or backpack.

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How to Create a Sales Policy That is Fair to ALL of Your Clients

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When you start developing your multiple streams of income business by adding products and programs which are available on your website, there’s a very specific policy you need to have in place … and that is a clearly defined Sales Policy. Part way through the payment plan one of your client’s credit cards gets declined.

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How to Save Money on Your Car Insurance

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But it’s a good idea to review your policy to ensure you have the best car insurance and check for a better price every six to 12 months, depending on when your policy renews. Understanding the coverage types and dollar limits on your current policy can help you ask informed questions and compare insurance companies one-to-one.

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