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Recessions are a natural part of the economic cycle and help to reset the economy when it grows too quickly, making it harder for regular people to purchase everyday items. How much debt do I have (creditcards, student loans, car loans, mortgages, etc.)? checking accounts, your emergency fund, or other savings accounts)?
It can be as simple as a missed creditcard payment and the resulting fee haunting you from years past, or maybe you had a house foreclosure or car repossession. Once you have your list, find someone you trust, such as your partner, mentor or a therapist/ counselor to talk about the things that come up for you.
I tried selling creditcard machines door to door once. Now I coach startup entrepreneurs and get to see my students make their first sales, grow , and start mentoring other entrepreneurs. I can’t tell you how much of my time used to be spent on customers who purchased a $5 or $10 service and immediately became a squeaky wheel.
The Spiral Notebook Purchase (and then use!) For bigger changes, enlist a mentor or professional coach to help you stay on track. When you make an online purchase, print out the receipt and place it in the file folder marked for that particular month. Use it to manage overwhelm when your world is freakin'!
Ask for a discount before you purchase something. On his website, ( RejectionTherapy.com ) Comely sells cue cards with ideas on ways to be rejected: Request a lower interest rate from a creditcard provider; challenge a stranger to an arm-wrestling match. In Rejection Therapy, rejection is the only way to win.
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