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Is Travel Insurance Necessary or a Waste of Money?

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According to a recent study , only 38% of travelers purchase travel insurance, with many choosing to forgo it because they’ve traveled in the past and didn’t need it or because they felt their trip wasn’t expensive enough to warrant insurance. Some credit cards offer limited travel insurance as a cardholder benefit.

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8 Pieces of Financial Advice for New College Graduates

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Some people refer to this as an emergency fund , but it is essentially three to six months’ worth of living expenses you can use to pay for essentials if you lose your income or get hit with unexpected bills, such as a car repair or medical emergency. It’s like stealing from yourself now to pay for purchases later.

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How Employers Can Better Serve Neurodiverse Employees in 2023

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After surviving a major medical event and a surgery that almost killed her, she found herself reevaluating her trajectory. “I According to 2020 research published in the British Medical Bulletin , “a reasonable estimate of all neurominorities within the population is around 15–20%.” But things only got more complicated.

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7 Travel Tips and Tricks for Navigating Obstacles on Your Next Journey

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If you prefer a tech version, Todoist is a popular app that populates to-do lists with due dates to help you easily stay on top of what to purchase and what to remember to pack ahead of a trip. You should also check to see if your credit card offers travel insurance , which can help cover expenses like unplanned hotel stays and meals.

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12 Essential Tips Every Solo Traveler Needs to Know

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Use the cloud Scan or take photos of your flight and hotel confirmations, credit card and insurance cards, and any other documents that might be useful. Keeping your belongings safe: Invest in a travel wallet to keep your passport, ID, cash and credit cards close to you, but separate from your main bag or backpack.

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Everything You Need to Know About Emergency Funds

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If you’ve ever had to pull out a credit card to deal with a dentist or emergency vet bill, you likely know the pain of wondering how you’ll pay for an unexpected expense. It can help you avoid impulse purchases while still keeping your money available. Having an emergency fund can significantly reduce your money worries.

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4 Smart Money Moves to Plan for Financial Security

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A survey by Insider and Morning Consult from 2019 showed that millennials were more likely to put off buying houses, making career moves, undergoing medical procedures and even getting hitched—all because of cash-related reasons. That’s because when we delay organizing our finances, it causes us to delay a lot of other things, too.