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Is Travel Insurance Necessary or a Waste of Money?

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Travelers should also keep in mind that protection isn’t only limited to significant losses like a last-minute trip cancellation or a medical emergency overseas, as it can also be an ally for minor losses like a delayed suitcase.” Some credit cards offer limited travel insurance as a cardholder benefit.

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12 Essential Tips Every Solo Traveler Needs to Know

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Use the cloud Scan or take photos of your flight and hotel confirmations, credit card and insurance cards, and any other documents that might be useful. Keep these documents in the cloud and on your phone to easily access them from the road.

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7 Travel Tips and Tricks for Navigating Obstacles on Your Next Journey

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One way to prevent this mishap is to set reminders on your phone or, my go-to, a good old-fashioned handwritten reminder list. If you still end up forgetting your medication, your doctor may be able to call in your prescription to a local pharmacy where you’re vacationing.

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How to Create a Budget: 6 Steps to Get You on the Path to Financial Security

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We all know expenses exist, but the numbers keep adding up—rent, water, trash, electricity, cable, Internet, car insurance, renter’s insurance, gas, cell phone. The cost of building a life isn’t. It all feels a bit much. Dive into a digital finance manager, excel sheets, worksheets and a homemade bill binder.

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30 New Year’s Resolution Ideas to Make 2024 Healthier, Happier & More Secure

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Empower yourself to live debt-free by paying down high-interest debts such as credit cards. Ideally, this should cover at least three to six months of living expenses in case you lose your job or have unexpected expenses like medical bills. Improve your credit score. Reduce debt. Invest in an emergency fund.

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What Is My Net Worth?

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You may be spending more than you earn and using credit cards to help you cover expenses. Liabilities are debts you owe others, like a loan or a balance on a credit card. For example, maybe you’re working diligently to save in a high-yield savings account and you have credit card debt.

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4 Smart Money Moves to Plan for Financial Security

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A survey by Insider and Morning Consult from 2019 showed that millennials were more likely to put off buying houses, making career moves, undergoing medical procedures and even getting hitched—all because of cash-related reasons. That’s because when we delay organizing our finances, it causes us to delay a lot of other things, too.