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30 New Year’s Resolution Ideas to Make 2024 Healthier, Happier & More Secure

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Here, we offer tips for creating your resolutions, learning how to keep them and even some New Year’s resolution ideas to get you started. Once you’ve identified your areas of focus, plan your approach by setting SMART goals. That is, goals that are specific, measurable, attainable, relevant to your needs and time-bound.

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The Biggest Financial Mistakes to Avoid in Your 20s

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Not to mention, low wages, staggering student debt and compounding credit card debt. In the long run, this ignorance is bliss mentality only leads to more problems, whether it’s mounting credit card debt or puny retirement funds. It comes down to an individual’s values and goals.

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A Millennial’s Guide to Finances: 5 Things to Start Before You Turn 30

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advises you to write a list of financial and lifestyle goals. Separate your goals into five, 10 and even 20-year plans based on your determined spending and saving habits. Ensure your goals and budget are reasonable and attainable,” Tenaglia warns. Welcome to adulthood, where your credit score is (hopefully) lit.

Finance 279
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7 Apps to Teach Kids About Money

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A 2017 study found that disparities in financial literacy may account for as much as 40 percent of the wealth gap between those retiring with more and those retiring with less. RoosterMoney is primarily an allowance app for kids, but it’s particularly handy for teaching kids about saving for short-term and long-term goals.

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Entrepreneur Angela Duncan Shares Her Inspiring Journey to Financial Success

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But as she got older, she began to realize that mastering money was her ticket out of poverty and abuse—and she set out to learn as much as possible about business, personal finance and building wealth. I had this idea that money was important, and so I should learn more and study it in school. Her journey hasn’t been easy.

Finance 130
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The Biggest Financial Mistakes to Avoid in Your 20s

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Not to mention, low wages, staggering student debt and compounding credit card debt. In the long run, this ignorance is bliss mentality only leads to more problems, whether it’s mounting credit card debt or puny retirement funds. It comes down to an individual’s values and goals.

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How to Survive Financial Infidelity

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Other examples of financial infidelity include getting cash back without telling your spouse, having secret accounts, stashing cash, opening a credit card without your partner’s knowledge and/or accumulating gambling debts. What are some of your financial goals and what would you like to see yourself accomplishing in the future?

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