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8 Pieces of Financial Advice for New College Graduates

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Some people refer to this as an emergency fund , but it is essentially three to six months’ worth of living expenses you can use to pay for essentials if you lose your income or get hit with unexpected bills, such as a car repair or medical emergency. Understand and build your credit score. 20% goes to other debt repayment and savings.

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How Financial Wellness Programs Can Benefit Employees and Employers

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Employees are often grappling with a wide range of financial stresses, including recovering from a layoff, paying off high medical bills or credit card debt and grappling with student loans—but those stresses may not be known to their employers, Maston says.

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4 Smart Money Moves to Plan for Financial Security

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A survey by Insider and Morning Consult from 2019 showed that millennials were more likely to put off buying houses, making career moves, undergoing medical procedures and even getting hitched—all because of cash-related reasons. That’s because when we delay organizing our finances, it causes us to delay a lot of other things, too.

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16 Rich Habits

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This neural fast lane saves the brain energy: When a habit is formed and stored in this region, the parts of the brain involved in deeper decision-making cease to participate in the activity. Stay away from accumulating credit card debt. However, we all know there are good habits and bad habits. It’s a byproduct of their habits.

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Employee personnel files — what should and shouldn’t be included

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Agreements related to the use of a company car or business credit card. For instance, employers cannot include medical information in an employee’s general personnel file due to the Americans with Disabilities Act (ADA). Medical leave of absence requests. Family and Medical Leave Act paperwork. Doctor’s notes.

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How credit card companies offer different levels of customer service

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Credit cards are an important way of life for most Americans. According to CreditCards.com , the average consumer has nearly $16,000 in credit card debt, and the average interest rates of credit cards range from 10.37% for those with excellent credit to 28% for instant approval credit cards.

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Snail Mail 101

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Similarly, one of you may be responsible for social engagements and medical appointments. This category includes bills, medical forms to file, an insurance or telephone plan to compare with what you have now, information about a product you intend to buy and a list of activities put on by a group you belong to. old catalogs.

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