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Is Travel Insurance Necessary or a Waste of Money?

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According to a recent study , only 38% of travelers purchase travel insurance, with many choosing to forgo it because they’ve traveled in the past and didn’t need it or because they felt their trip wasn’t expensive enough to warrant insurance. Some credit cards offer limited travel insurance as a cardholder benefit.

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Making Taxes Less Taxing

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As a result, taxes can feel like an overwhelming task to tackle, whether it’s your first time filing as a freelancer or your fifth. Lee lists the following benefits of doing your taxes: You may discover expenses that have been billed twice by mistake. You can determine expenses to cut. But there’s good news, too.

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4 Smart Money Moves to Plan for Financial Security

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This goal is more expensive than I’d like to admit, so I strategically plan for those purchases by saving for them on a monthly basis. Despite that, 53% of millennials surveyed in the National Financial Capability Study didn’t have an emergency fund that could cover even three months of expenses. Pay off your debts by interest rate.

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5 Smart Money Hacks to Help You Budget for the Holidays

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They also double as a kind of mini gift to yourself when you file your tax return in April. For years, I put in for my FSA reimbursement to be paid out in December and used it like a “holiday bonus” to cover my extra expenses. Plus, donations are both great for your soul as well as your budget. Parents only have until Dec.

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The tricky world of expenses

Practically Perfect PA

I must admit I’ve been struggling to start writing the blog this week, I knew I would be discussing the dreaded task of processing expenses and as I’m sure you can imagine the subject hasn’t really stirred my creative juices! Do you have an expense policy in place? Try to do all of your expenses at the same time at least once a week.

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6 Steps for Creating an LLC for Your Business

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The filing process Before setting up your LLC, you should probably do some research to decide if that’s the most appropriate business entity for you. Once you’ve decided that an LLC is the way to go, you can file it using these steps: 1. Choose your state You can file your LLC in whatever state you would like.

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13 Ways You Should be Using Your Smartphone for Business

Tips From T. Marie

The images I take with my iPhone 7 are far superior to my expensive, 10 year old digital camera. Yet another reason to ditch the file cabinet and move your files to the cloud; file access on your smartphone. Easy Credit Card Payments on the Go. My favorite is Slack , but there is also Yammer and Skype.