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7 Money Mistakes You’re Making in Your 20s

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Paying credit card interest or fees. A credit card can be a useful tool. Some offer reward programs like cash back, grocery points or travel discounts that can be very worthwhile. The credit card companies have enough money, so why give them more? Something else to look out for is annual fees.

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What Is the Best E-Commerce Platform?

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And the payment platform supports all major credit cards and PayPal. Customer discount codes for marketing campaigns, reliable inventory tracking and strong customer service are all part of the package. Of course, it accepts major credit cards and PayPal. User-friendly templates get you started in a hurry.

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How to Create a Budget: 6 Steps to Get You on the Path to Financial Security

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Some basic categories, but definitely not all possible ones, you can start with include: Housing, including rent or mortgage Utilities Car payments/insurance/gas Health/medical expenses Groceries/restaurant expenses Entertainment Personal/shopping/clothing Children Savings Credit cards/loans/other fees Etc.

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7 Travel Tips and Tricks for Navigating Obstacles on Your Next Journey

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You should also check to see if your credit card offers travel insurance , which can help cover expenses like unplanned hotel stays and meals. Learn more about 10 credit cards that provide different travel protections here. This applies to weather-related cancellations and maintenance issues too.

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5 Smart Money Hacks to Help You Budget for the Holidays

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Personally, I consider all extra cash earned (as well as credit card rewards points ) to be “found money” and make a point of spending it on “happy” things like theater and concert tickets, which I wouldn’t otherwise indulge in due to my extremely tight budget. You can always restart your subscriptions in the New Year.

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These Are Nicole Lapin’s 6 Money Tips for Living Your Richest Life

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Throughout the book, she shares personal anecdotes and examples, such as how she painlessly eliminated a $5,000 credit-card balance. Department stores typically will discount 10 to 15 percent for a fabric snag or other minor imperfection, she says. Get rid of a $5,000 credit card balance.

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What to Do When You Have to “Fix and Polish” a Message

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For example, if it’s a letter to a credit card company about a dispute, make it clear what you want, e.g., future credit or a refund. You can enjoy a $30 discount at checkout by using the code ODI at www.wordtrippers.com/odi. You can enjoy a $30 discount at checkout by using the code ODI at www.wordtrippers.com/odi.