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How to Calculate Your Freelance Rate

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But even in cases with a fixed budget and no wiggle room to negotiate, you always have the choice to simply turn down an unfair rate. For example, if a client wants to increase sales, reduce expenses or improve team efficiency, ask them to attach a dollar amount to each objective.

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Future-proofing Workspaces: Top Tactics To Align CRE Choices With Business Needs

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Real estate decisions must align with broader organizational objectives, considering factors like cost reduction, spatial needs, and talent attraction, necessitating a comprehensive evaluation of the total occupancy costs and flexible lease terms. We’re moving beyond simply considering rent and building operating expenses (opex).

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Offering Financial Literacy Benefit Programs Could Save Businesses $40 Billion

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High financial stress among employees, including those with high incomes, can lead to mental and physical health impacts, which cost businesses in lost productivity. The implications of such financial distress are profound, costing U.S. businesses approximately $40 billion in lost productivity in 2022 alone.

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Your Step-by-Step Guide To Planning A Successful Work Retreat

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Securing staff buy-in through transparent communication and involvement in planning is crucial, as well-organized retreats can significantly improve employee satisfaction, productivity, and retention — outweighing the initial costs. Are work retreats a worthwhile investment in your workforce, or merely another expense?

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How to Recover Financially From a Gray Divorce

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Health insurance is a key consideration for people in this age group,” Hetrick says. Often, one spouse carries the health insurance through their job. If they divorce before the spouse is eligible for Medicare, that person may face formidable insurance costs. So, spousal support exits stage left.

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Everything You Need to Know About Emergency Funds

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If you’ve ever had to pull out a credit card to deal with a dentist or emergency vet bill, you likely know the pain of wondering how you’ll pay for an unexpected expense. An emergency fund is a safety net of money for unexpected expenses. Or maybe you unexpectedly lost your job and finding a new one is taking longer than expected.

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How to Upskill Yourself to Earn More Money 

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Upskilling, or the process of taking your skills to the next level at work, can be a great way to increase your value at your current company and help you negotiate a higher salary when you start looking for your next employment adventure. Low cost or free skill upgrades. Identify your blind spots.

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