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3 Common Money Myths Debunked

Success

In every financial workshop, I hold with 20-somethings, there inevitably comes a point where someone utters the phrase, “But my dad said…” followed by: I should carry a balance on my credit card to improve my credit. This article originally appeared in the August 2016 issue of SUCCESS magazine and has been updated.

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These Are Nicole Lapin’s 6 Money Tips for Living Your Richest Life

Success

Throughout the book, she shares personal anecdotes and examples, such as how she painlessly eliminated a $5,000 credit-card balance. If you waste several minutes fussing with the coffeemaker each morning, then it might be cost-effective to buy your brew. Write down your goals and turn them into an elevator pitch.

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3 Ways to Avoid Overspending During the Holidays

Success

Every January, we would find ourselves with a large credit card balance and would have to adjust our goals to make up for it. As much as we love nice things, we made faster progress toward our financial goals when we realized that those little upgrades are not just one-time expenses. Create a Joy Scale.

Holidays 264
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When Considering Your Investment Strategy, Keep These 3 Rules in Mind

Success

For a preschooler this is normal, obviously, and there are no costs associated with changing your preferences. If you don’t know by now, we’re big fans of investing in low-cost index funds. Now there are even cryptocurrency credit cards that reward you in crypto, much like you would earn hotel points or airline miles.

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A Single Mother Struggling to Budget Weighs the Balance Between Just Surviving and Really Living

Success

I quickly learned that with small children, every moment you are away from them costs money. What I took from this is that, if we don’t deny ourselves small pleasures, we have a better chance of sticking to our main goal. These days, my biggest “little” indulgence is the way I use my credit card reward points.

Budget 264
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Planning to Start Your Digital Nomad Journey? Use This Checklist Before You Go

Success

Choose destinations that are the right fit for you, while keeping costs, availability, laws and safety in mind. Choose an online banking system that works overseas and a reliable credit card with no foreign transaction fees. This article originally appeared in the May issue of SUCCESS+ digital magazine.

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How 30 Days of Kindness Made Me a Better Person

Success

It wasn’t for lack of trying, but rather questioning whether seemingly small gestures were actually accomplishing my goal. Their father, who had dark circles under his eyes, rubbed the bridge of his nose as his credit card was declined a second time. This explains why we help people, even at a cost to ourselves.

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