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5 Ways to Save Money This Holiday Season (Without Disappointing Anyone)

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It can be tricky when things come up like holidays, especially those gift-giving holidays, because they also coincide with events like buying new winter clothes for my kids, or family parties, teacher gifts,” she says. Refuse to enter January with a new pile of credit card debt There’s a reason credit card companies love the holidays.

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How to Create a Budget: 6 Steps to Get You on the Path to Financial Security

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Some basic categories, but definitely not all possible ones, you can start with include: Housing, including rent or mortgage Utilities Car payments/insurance/gas Health/medical expenses Groceries/restaurant expenses Entertainment Personal/shopping/clothing Children Savings Credit cards/loans/other fees Etc.

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12 Essential Tips Every Solo Traveler Needs to Know

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Use the cloud Scan or take photos of your flight and hotel confirmations, credit card and insurance cards, and any other documents that might be useful. A familiar pillowcase can bring comfort if you’re homesick, or it can be filled with clothes to make an extra pillow or backrest.

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How My Experience as a Black Entrepreneur Shaped My Views on Building Financial Freedom

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What if he wrote down my name from my credit card and used it to find out who I was? After visiting a specialist, taking medication and undergoing hours of electrostimulation, I learned it was all stress-related. What if he knew the front desk agent and found out exactly what hotel and room I was staying in?

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Avoid Using “Buy Now, Pay Later” By Planning Ahead

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But while it can be a convenient way to make purchases and get the things you need without using a credit card, it can also become a financial headache if you aren’t careful. Falling behind on payments can mean late fees and possibly even a dip in your credit score if the problem isn’t fixed quickly.

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Planning to Start Your Digital Nomad Journey? Use This Checklist Before You Go

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Make copies of and take along your driver’s license, social security card, health insurance card, medical records and other important documents. Get all necessary immunizations and refills on medications. Pack enough medication and confirm that you will be able to refill prescriptions while traveling.

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How to Plan Business Travel & Business Travel Planning Checklists

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Unneeded credit cards. Medical items: o Prescription medications. Business cards. Emergency Medical Information for International Travel: provide details. When traveling for business, leader should leave the following items home: Copy of his/her itinerary (and other important information). Personal items.

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