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So, the holidays and all the cheerful “requirements” that come with it, from gift-giving for dozens of people to taking time off work, can just add another layer of stress in a season meant for joy and relaxation. Exhausted Americans are saying enough to the holiday extras. It’s time to have the talk and not feel bad about it.
Set aside the rewards you get from your cash back or points creditcards and use them to fund a special treat now and then. Cashback points don’t come close to the interest charges you will pay when you carry a creditcard balance. Maximize your cash back. Be flexible.
Finding the perfect gift for everyone on your holiday shopping list is challenging, especially when it comes to coworkers , your child’s teacher or babysitter and other service professionals. So, to help you find the perfect holiday present for everyone on your list, we’ve gathered some of the best $50 gift ideas available this season.
For example, you go into the local Hallmark store at the Christmas holiday to purchase a card and get all warm and fuzzy seeing all the Christmas wrap, bows and other goodies and walk out with $30.00 For clothing and accessories: keep a running list of what you need and let it build until you absolutely must shop. Joan Burge'
Don’t think for one second you are holiday. Take clothes that you would wear to work and a few more business casual bits for evening activities. Do take lots of cash and a creditcard. If you travel frequently with your boss you should really have a company creditcard for your expenses. Just in case.
So, I usually take with me my identity card (in Europe I can travel only with that, I don’t need a passport), my driver license and my passport. In the form of the most used currencies (USD, Euros) or debit cards. I own only one creditcard and I keep it topped most of the time, just as an emergency package.
If you need to write/send your holidaycards then look at your calendar and schedule it in. You can make that first step easier by supporting yourself: comfy clothes, your favorite music, an organizing buddy, etc. you've got holiday plans to toss onto your already overcrowded To Do list. Grocery shopping?
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