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How to Create a Budget: 6 Steps to Get You on the Path to Financial Security

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We all know expenses exist, but the numbers keep adding up—rent, water, trash, electricity, cable, Internet, car insurance, renter’s insurance, gas, cell phone. According to a Gallup survey , only one in three Americans prepares a detailed household budget. That’s a big red flag—you need a budget. Don’t ditch the budget.

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Top 28 Gifts for Holiday Shopping on A Budget

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While the holidays are certainly joyful, shopping for others can sometimes add more stress than you’d anticipated, especially if you’re trying to purchase Christmas gifts on a budget. Purchase within your budgeted category to stay on track , or mix and match from various sections to compile the perfect gift that still meets your money goals.

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Time Is Your Most Valuable Resource—Don’t Waste It

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Learning how to budget your attention is an essential skill in the Attention Economy. Your phone, the apps you use and every website you visit are designed to capture and hold your attention. Start by asking yourself a simple question: Do you use your phone as a tool to advance your goals and make money, or is your phone using you?

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Ten Simple Ways to Go Green On A Budget

Eco-Office Gals

Without further ado, here are ten simple ways to go green on a budget. . It is the discarded electronic devices that households throw out, including computers, mobile phones, laptops, and tablets. Buying food that is produced locally is a fantastic way to go green on a budget. Reduce your plastic use.

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YNAB Is More Than A Budgeting App, Its Principles Can Help Your Long-Term

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With so many distractions, it’s easy to lose focus on what really matters for financial stability—sticking to a budget. YNAB (You Need a Budget) helps you break free from that never-ending cycle of overspending. YNAB Is Way More Than Just A Budgeting App I know, budgeting isn’t exactly the most exciting topic.

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The Top 5 Things That Were Wise Investments for My Home Business

Tips From T. Marie

As a small, home-based business my budget has always been pretty tight. Why it was a wise choice: Storing my files in the cloud rather than on a physical hard drive or flash drive makes it easy to access them from my desktop, laptop, iPad, and phone. 2 A Business Phone. It’s also super easy for me to share files with others.

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Use Your Learning Style to Help You Get Better with Money

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Have a standing phone or zoom date where you check in with each other on your financial journeys and talk about the goals and milestones you are working to achieve. Experiment with different budgeting apps or styles and see which one fits you best. Saying things out loud may make it easier to understand and integrate concepts.

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