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5 Long-Term Financial Goals and How to Achieve Them

Success

While still making the minimum payment on all of your debt, focus on paying down high-interest debts first using extra funds in your budget. Opening a college savings fund for your child when they’re young can help you save for their future college expenses.

Goals 288
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3 Ways to Avoid Overspending During the Holidays

Success

We’d spend the majority of the year being diligent budgeters and ignoring our desires to take lavish vacations, spend heavily on meals or buy the newest gadget. As much as we love nice things, we made faster progress toward our financial goals when we realized that those little upgrades are not just one-time expenses.

Holidays 264
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How to Promote Your Business as a Freelancer

Success

The revolutionary concept illuminated the stages a client goes through, from initial awareness to purchase and beyond. If hiring someone isn’t in your budget, there are affordable tools she recommends, such as Content Harmony, to find SEO words for website and marketing copy.

Promotion 264
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Business Travel Is Back: How to Maximize Your Miles

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With companies dealing with lingering COVID-related uncertainty , supply chain shortages and inflation, those business owners who do decide to travel will be focused on stretching their travel budgets as far as possible. You can redeem the rewards for cash or to help cover travel expenses. 2 Consider your spending.

Travel 321
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Is Earned Wage Access A Wolf In Sheep’s Clothing?

Allwork

Understanding earned wage access Implemented in America in the 2010s, earned wage access (EWA), or occasionally referred to as on-demand pay, is a service that employers provide to employees to allow them to access earned wages before a paycheck has been issued. At best, this is careless, at worst, it’s nefarious.

Clothes 246
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How to Start a Nonprofit Organization In 5 Simple Steps

Success

Estimated budget: An estimated budget is also essential for any new business. Apply for tax-exempt status from the IRS Many people are familiar with the term 501(c)(3), which refers to the section of the tax code set up for entities with charitable purposes. Will the secretary be able to keep track of the records and filings?

Filing 162
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Alexa von Tobel Explains How to Teach Kids Financial Literacy in New Book Money Matters

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The book is an in-depth guide to earning, saving, spending and everything in between, from creating a budget to getting started with investing to starting your own business. I realized it’s about using visuals so that they understand how big the amount of money is, or how expensive something is. I understand.’