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Pros and Cons of Credit Card Balance Transfers

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Are credit card balance transfers a good thing? Today on the rich & Regular podcast, Kiersten and Julien talk about what credit balance transfers are, who they’re good for, and what you should be aware of. Charging interest and fees is how banks make their money, so be mindful of how you’re managing your debt.

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Empower’s Budget App Will Teach You All About Smart Money Management

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Empower is a financial management platform that’s free and simple to use. The Empower budget app offers many features, including the ability to track your cash flow, see your net worth at a glance and more. These tools help you stick to your budget, manage investments and achieve your financial goals.

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How to Create a Budget: 6 Steps to Get You on the Path to Financial Security

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Managing money is intimidating, but it’s 100 percent doable—and it’s pretty darn necessary if you want to be in control of your dollars. Dive into a digital finance manager, excel sheets, worksheets and a homemade bill binder. According to a Gallup survey , only one in three Americans prepares a detailed household budget.

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5 Financial Basics Everyone Should Know

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Managing your finances can feel overwhelming, especially if you’re trying to keep up with the latest budgeting software, personal finance app or investment hack and not just the financial basics. You might feel so swamped by all of the ‘advice’ that you avoid managing your own money. There are multiple ways to create a budget.

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Should I Use a Balance Transfer Card to Manage My Debt?

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You may often see mail or banner ads from banks and credit card companies for a balance transfer card. These ads might seem like a dream come true, offering 0% interest on any amount you transfer up to your credit limit. What is a balance transfer card? How do I choose a balance transfer card?

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8 Pieces of Financial Advice for New College Graduates

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After all, learning how to manage your finances before money mistakes happen can help you avoid easy-to-make slip-ups like dings to your credit score or an overdrawn bank account. If you just traded in your cap and gown for your first taste of real adulting, managing your finances might feel like an overwhelming task.

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Business Travel Is Back: How to Maximize Your Miles

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With companies dealing with lingering COVID-related uncertainty , supply chain shortages and inflation, those business owners who do decide to travel will be focused on stretching their travel budgets as far as possible. Here are some tips on choosing the best card for you —and to make sure you’re making the most of it. #1

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