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The 10 Best Books on Personal Finance

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Take a look at these 10 books on personal finance, and find the best fit (or fits) for you to begin cultivating beneficial financial habits today. Accredited financial counselor and founder of The Budget Mom , Kumiko Love has faced and overcome her own financial struggles. But you’re not alone.

Finance 246
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Top 28 Gifts for Holiday Shopping on A Budget

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While the holidays are certainly joyful, shopping for others can sometimes add more stress than you’d anticipated, especially if you’re trying to purchase Christmas gifts on a budget. Purchase within your budgeted category to stay on track , or mix and match from various sections to compile the perfect gift that still meets your money goals.

Gifts 264
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Chance the Rapper on Achieving Goals as an Independent Artist & Paying It Forward

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And as that fame grew, so did his fortune—which he immediately started giving away, first in a hefty donation to Chicago Public Schools in 2017, then to the county’s mental health services. The goal of becoming a millionaire wasn’t on Chance’s list, but it happened anyway. Chance the Rapper never had a Plan B. Photos by Nick Onken.

Goals 264
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How to Calculate Your Freelance Rate

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But even in cases with a fixed budget and no wiggle room to negotiate, you always have the choice to simply turn down an unfair rate. Calculate your freelance rate based on value, not time Weiss wrote a book on independent consulting. Metrics: Determine how you and your client will measure progress and success.

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30 New Year’s Resolution Ideas to Make 2024 Healthier, Happier & More Secure

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Once you’ve identified your areas of focus, plan your approach by setting SMART goals. That is, goals that are specific, measurable, attainable, relevant to your needs and time-bound. New Year’s resolutions are, after all, goals for personal growth and development. Remain flexible and adjust your goals as necessary.

2024 299
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Can I Go into Retirement Early With FIRE?

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It’s a movement that helps people take control of their financial independence by making trade-offs, such as extreme saving and budgeting early in their careers, to retire earlier in life—often decades ahead of a conventional retirement plan. With this version of FIRE, the goal isn’t to stop working altogether in retirement.

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Seasonal Overwhelm? Here’s Your Sanity-Saving Guide

Tips From T. Marie

Last Saturday was our annual Apple Festival here in my little Maine town, my youngest granddaughter had to be at the field for soccer pictures at 8:20 am, my oldest granddaughter needed a ride to and from work, the local library was holding their book sale and my favorite metaphysical store was holding a special autumn equinox event.

Holidays 244