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Pros and Cons of Credit Card Balance Transfers

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Are credit card balance transfers a good thing? Today on the rich & Regular podcast, Kiersten and Julien talk about what credit balance transfers are, who they’re good for, and what you should be aware of. This is a strategic tool and one of those rewards that come from having good credit ,” Kiersten says.

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Should I Use a Balance Transfer Card to Manage My Debt?

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You may often see mail or banner ads from banks and credit card companies for a balance transfer card. These ads might seem like a dream come true, offering 0% interest on any amount you transfer up to your credit limit. What is a balance transfer card? Should I use a balance transfer card? How does it work?

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2023 Financial Forecast: How to Prepare for the Year Ahead

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Americans increasingly pulled out their credit cards to pay for a whole slew of more-expensive goods and services, which resulted in the biggest surge in credit card debt in more than 20 years. As you think about your personal finances heading into 2023, credit card debt should be top of mind.

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How To Make Traditional Business Cards Work For You In The Digital Age.

Tips From T. Marie

Purchasing traditional business cards used to be one of the first official things you did when you started your own business. Today, with everything from file storage to forms being offered electronically, many business startups are abandoning the traditional business card altogether. And keep the back side of your card blank.

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What Is a Credit Freeze, and Should I Do It?

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While it can be mildly inconvenient, a credit freeze can help keep criminals from opening new accounts in your name, even if they have your personal information. Freezing your credit is free, easy to do and won’t damage your credit score. What is a credit freeze? million reports of identity theft.

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Empower’s Budget App Will Teach You All About Smart Money Management

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It just doesn’t offer a tool to set individual category spending limits or to display those limits for each category within the app itself. Something to keep in mind is that Empower doesn’t offer the option to set or track multiple financial goals, such as saving for a vacation.

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The 10 Best Goal Setting Apps to Help You Stay on Track

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Dedicated Apple users won’t get much use out of Android-only apps, or vice versa. Make sure you know what you’re signing up for and read the cancellation policy before entering your credit card information. Since multiple goal-setting apps are available, it’s important to find the right one to fit your needs.

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