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Pros and Cons of Credit Card Balance Transfers

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Are credit card balance transfers a good thing? Today on the rich & Regular podcast, Kiersten and Julien talk about what credit balance transfers are, who they’re good for, and what you should be aware of. This is a strategic tool and one of those rewards that come from having good credit ,” Kiersten says.

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Using a Financial Planning Checklist Can Help You Meet Your Goals

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Review your bank and credit card statements Even if you check on your bank accounts daily, pulling your bank and credit card statements can help you understand how the first quarter of the year has gone. Use the topics below to help you start your financial planning checklist and make the most of your money.

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Even Processing Credit Cards Can Be Paperless

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Not having a method to accept payments from these cards could cost you sales. However, you don’t have to be drawn into a merchant account for credit card processing that uses paper receipts, a bulky device at the register and paper monthly reports sent to you in the mail. photo by: 401(K) 2013.

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5 Ways to Save Money This Holiday Season (Without Disappointing Anyone)

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For example, my siblings and parents don’t need store-bought gifts, nor do my friends,” Howell says. Instead, she will be giving them watercolor painting cards that she makes. Refuse to enter January with a new pile of credit card debt There’s a reason credit card companies love the holidays.

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4 Simple Steps to Securely Send Credit Card Information

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Many business owners find themselves in a situation where they are asked to send their credit card information in order to finalize a business transaction. Don’t EVER send sensitive financial data via email – even if it is split across two emails. But first, a word of caution …. ” at [link].

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Bad Credit 101: The Small Mistakes That Are Killing Your Score

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You just applied for a credit card, or maybe it was a new apartment or a loan, and you got denied. You were under the impression that your credit was solid. It just sucker punched you in the face, so now you’re wondering what’s causing your bad credit score. Using too much credit isn’t good.

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5 Financial Basics Everyone Should Know

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Saving just $20 from every paycheck can add up and keep you from pulling out a credit card when emergencies happen. Paying off debt Paying off credit cards or other debt can feel like rolling a boulder up a hill. Many people are so uncomfortable looking at their credit card statements that they just avoid them.