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3 Steps to Take Before Going Into Business for Yourself

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A 2021 report uncovered that 40% of traditionally-employed American workers are considering a transition to self-employment in the next two years. Before going into business for yourself, you should have an account set aside to save for these additional expenses. If you’re struggling to save money, take a look at your budget.

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3 Smart Money Moves for Your Tax Refund or Stimulus Check

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I know that might not sound like much for an emergency fund, but the purpose of this is just to give you a buffer for any unexpected expenses that come up while you’re paying off debt. This should be enough money to cover three to six months of basic living expenses you’d need if you were to lose your job or have another major life event.

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3 Ways to Avoid Overspending During the Holidays

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We’d spend the majority of the year being diligent budgeters and ignoring our desires to take lavish vacations, spend heavily on meals or buy the newest gadget. As much as we love nice things, we made faster progress toward our financial goals when we realized that those little upgrades are not just one-time expenses.

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7 Ways to Save Money on Groceries without Clipping Coupons

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Keep reading for ways to help you make the most of your budget. Why are groceries so expensive right now? This is on top of an 11% rise in retail food prices from 2021 to 2022, according to the Government Accountability Office (GAO), the most significant increase in 40 years. That’s 200% higher than prices in 2021.

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2023 Financial Forecast: How to Prepare for the Year Ahead

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It’s become more difficult in the past year, however, to know what your expenses will be each month—and that makes it all the more challenging to stick to a budget. In the past year, two dynamics in the broader economy have made it especially difficult to stick with a budget and avoid racking up debt.

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Is Earned Wage Access A Wolf In Sheep’s Clothing?

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The ability to access capital is great — but not when it comes at the expense of the workers. With budgeting and financial planning courses, online presentations, or virtual seminars, employees can get a feel for what their monthly budget needs to look like.

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You Will Survive: 8 Strategies to Overcome New Entrepreneur Anxiety

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Cut expenses to the bone. Your part-time consulting job likely won’t cover all the bills, so you may need to cut the fat from your household budget. That may mean canceling your Audible membership, exercising at home instead of the fancy gym or shopping at the budget supermarket instead of Whole Foods.